Budgeting & Money Management
How to plan monthly expenses, track spending, avoid overspending, and build strong saving habits using simple tools and apps.
Real-Life Tax Basics (India)
Understanding PAN, TDS, Form 16, salary slips, and why filing ITR early helps you in the future — explained in the simplest possible way.
Credit Cards, EMIs & Buy Now Pay Later
How credit cards actually work, interest traps, minimum payment dangers, EMI schemes, BNPL risks, and how to use credit responsibly.
Loans & Interest in Daily Life
Education loans, personal loans, EMI calculations, and the difference between simple and compound interest using real-life examples.
CIBIL Score & Credit Health
What builds good credit, what damages it, and how to maintain a strong CIBIL score from a young age.
Saving, Investing & Future Planning
Emergency fund basics, mutual fund/SIP introduction, long-term vs short-term goals, and how compounding grows your money.
Digital Frauds & Safe Money Habits
UPI safety, phishing and OTP scams, fake investment traps, and essential consumer protection skills.
Helps students become financially confident and independent
Prevents common money mistakes at an early age
Builds strong financial habits for college, career and business
Focuses on practical skills that every student must know but are not taught in textbooks
